A mortgage that lets you tap into the value of your property and utilise it as a cash loan for your home improvements. That’s how make you turn your house into your dream home.


How it works

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What you get
  • Get up to 85% of the value of your property from the bank 
  • Maximum repayment period is up to 25 years
  • Minimum loan request of up to 1,500,000MT 
  • Valuation fees: 0.25% of property value
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What you need to know
  • You have to earn a minimum wages of 45,000MT per month
  • The monthly repayment amount is deducted directly from your salary
  • A debt-to-income ratio of up 50%
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What to bring when you apply
  • National ID card, passport or driving licence 
  • Proof of residence, e.g. latest utility bill 
  • Latest 3 months’ bank statement 
  • Confirmation of employment 
  • Petitioner’s age of up to 60 years old
  • An active Barclays Current Account
  • Latest salary statement

All documents are required in their original form. The list of required documents mentioned above is indicative only. The Bank may at any time request additional documents or information to process your application(s).*

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Need more help?


Tel: +258 21 344 400
(Customer Care)



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